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*Married Couples Allowance only applies to persons born before April 6th, 1935. This is a generic calculation that does not take into account the individuals circumstances, it should not therefore be relied on.
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Rates and allowances used in this calculator relate to the 2025/26 Tax Year.
It's not always easy to know how much protection you need, or for how long you will need it, especially if you are new to the market, perhaps as a first time buyer. So why not answer a few simple questions here, and we'll give you an accurate indication of what cover you will need and how much it will cost you.
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