Mortgage Borrowing Calculator
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This calculator uses the following assumptions.
Maximum borrowing is a multiple of between 2.50 and 5.00 times total income less annualised outgoings. Lenders will only lend up to 95% loan to value (LTV).
This is intended as an indicative guide only. It is a generic calculation that does not take into account the individuals circumstances, it should not therefore be relied on.
Your home may be repossessed if you do not keep up repayments on your mortgage.
You can choose how we are paid for mortgages; pay a fee, usually 0.5% of the loan amount or we can accept commission from the lender.
It's not always easy to know how much protection you need, or for how long you will need it, especially if you are new to the market, perhaps as a first time buyer. So why not answer a few simple questions here, and we'll give you an accurate indication of what cover you will need and how much it will cost you.
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