Our New Online Investing Portal is now Live

This new website has been designed to provide a simple and easy way to help anyone who wishes to invest for their future. It makes online investing easy, but, we're still here, if you need us.

How Do ISA's work?

There are four types of ISA, which may contain one or more of the following components:

  • Stocks and shares, in the form of either individual shares or bonds, or pooled investments such as open-ended investment funds, investment trusts or life assurance investments.

  • Cash, usually containing a bank or building society savings account.

  • Junior ISAs

  • Peer to peer loans (Innovative Finance ISA)

  • Junior ISAs are now also available as both stocks and shares Junior ISAs and cash Junior ISAs, the current contribution limit for these is £9,000 per annum (2020/21) up from £4,368 in 2019/2020. 

Your child can have a Junior ISA if they:

  • are under 18

  • live in the UK

  • weren’t entitled to a Child Trust Fund (CTF) account (or if they transfer their CTF funds to a JISA and close their CTF first)

The value of your investment can go down as well as up and you may get back less than you invested.

What Are The Benefits?

  • Income and gains from ISAs do not need to be included in tax returns.

  • Money can be withdrawn from an ISA at any time without losing the tax breaks.

  • Tax treatment varies according to individual circumstances and is subject to change.

Invest online now at: online ISA & GIA Investment Portal

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